18% Mortgage Rates in 1981 vs. Today: Why Buying a Home Is Harder Now
Published on: 15/10/2026
Mortgage rates hit 18% in 1981. So why does buying a home feel harder today? Compare then vs. now and learn what matters more than the interest rate.
The Life of a Mortgage Loan: What Happens From Application to Closing Day
Published on: 30/09/2026
Application to funding explained step by step. JR Younathan walks through every stage of the mortgage loan process.
House Hacking Explained: 4 Strategies to Buy Your First Home (and Shrink Your Mortgage)
Published on: 01/09/2026
Rent bedrooms, add an ADU, or buy multifamily. JR at Sunflower Bank explains 4 house hacking strategies.
Temporary vs. Permanent Buydowns: What "Paying Points" Actually Means
Published on: 03/08/2026
3-2-1, 2-1, permanent points explained. JR Younathan at Sunflower Bank breaks down buydown math clearly.